Good loans deserve capital.We bring it.
Lender Capital places whole, first-lien real estate loans from vetted private lenders with hedge funds, family offices and private investors. Lenders fund more deals. Capital partners get direct loans with the full file, and pay no fees.
- B2B only
- First-lien only
- Whole loans only
Harbor Street Mixed-Use
Loan files / LC-0142 · Bridge · 1st lien
Loan amount
$0
Loan-to-value
0%
Term
12 months
Status
Matched
Loan file
Complete4-unit mixed-use · Tampa, FL
Appraisal · Title · Borrower · Terms
Submitted
Reviewed
Matched
Funded
Matched capital partners
3 of 3 fitFamily office
Southeast · Bridge
Credit fund
National · $1–5M
Private investor
Florida · ≤70% LTV
See how a loan gets funded,from file to closing.
Three steps from loan file to funded.
We sit between the lender and the capital. We don't lend, we don't pool money, and we don't touch the borrower relationship.
Private lender
Originates the loan and keeps the borrower
Loan file
Capital
Lender Capital
Reviews, packages and matches the loan
Loan file
Capital
Capital partner
Funds the whole loan at closing
- 01
A lender submits a loan
A vetted private lender sends us a first-lien, business-purpose real estate loan with the full file: appraisal, borrower, title and terms.
- 02
We review and match it
We check the file, package it, and send it only to the capital partners whose criteria it fits. No blasting, no bidding wars.
- 03
A capital partner funds the whole loan
The partner reviews the file, commits, and funds the entire loan at closing. The lender keeps the borrower relationship.
Lender pays
A placement fee, only at closing.
Capital partner pays
Nothing.
Built for both sides of the loan.
For private lenders
Stop turning away good loans because your balance sheet is full.
- Fund loans beyond your own capital
- Keep your brand and your borrower
- One file, sent only to partners it fits
- Pay only when a loan funds
Placement fee
At closing only
For capital partners
Direct, first-lien real estate loans, without building an origination team.
- Only loans that match your criteria
- The full file before you commit
- Fund and hold the whole loan directly
- No fees, no fund, no blind pool
New match · 4/4 criteria
$1,850,000
A narrow box, on purpose.
We focus on one kind of loan so every file is easy to compare and easy to fund.
Every loan we place
- First-lien position only
- Business-purpose real estate loans
- Bridge, fix & flip, ground-up construction and DSCR rental
- Whole loans only. No fractions, no pooled funds
A placement platform, not a fund.
| Feature | Typical fund | Lender Capital |
|---|---|---|
| Blind pool of loans | Yes | No. You pick each loan |
| Fees to the investor | Management fee + carry | None |
| Who owns the loan | The fund | You, directly |
Guides for lenders and capital partners.
The short answers.
Something else? hello@lendercapital.co
A capital placement platform. We connect private real estate lenders who have more good loans than capital with hedge funds, family offices and private investors who want to fund those loans directly.
Neither. We never lend our own money and we never pool investor money. Every loan is funded in full by a single capital partner, who holds it directly.
The lender, and only when a loan funds. Our placement fee is paid at closing out of the origination points. Capital partners pay us nothing.
No. Every loan is funded whole by one capital partner. There is no fractional ownership and no syndication.
Only businesses. Lenders are reviewed on track record, underwriting and licensing before they can submit loans. Capital partners are institutional or accredited private capital. We do not work with individual borrowers.
Which side of the loan are you on?
Applications are reviewed by our team. We'll be in touch within two business days.