Direct first-lien loans.Full file. Zero fees.
Fund whole, business-purpose real estate loans from vetted private lenders, matched to your criteria. No origination team to build, no fund to buy into.
- No fees to partners
- Whole loans only
- First-lien only
NEW MATCH
ExampleHarbor Street Mixed-Use
Loan type
Bridge, 1st lien
Loan amount
$1,850,000
Market
Tampa, FL
Loan-to-value
65%
Private credit deal flow,without the origination work.
Only loans that fit
Set your criteria once: loan type, size, market, LTV. We only send you loans that match.
The full file, up front
Appraisal, title, borrower background and terms, all before you commit a dollar.
You own the whole loan
Fund and hold the entire first-lien loan directly. No fund structure, no co-investors.
No fees to you
No management fee, no carry, no spread. The lender pays our placement fee.
You have the capital.Now find the loans.
You decide on every loan.
- 01
Set your criteria
Tell us what you fund: loan types, sizes, markets, leverage and yield targets.
- 02
Receive matched loans
We review each loan and send you only the ones that fit your box.
- 03
Review the file
Go through the full loan file and ask questions. Pass on anything that isn't right.
- 04
Fund the whole loan
Commit, and fund the full loan at closing through title or escrow.
What you see before you commit.
Loan file · LC-0142
Shared before you commit
- Third-party appraisal and property details
- Borrower background and experience
- Title commitment and lien position
- Loan terms, LTV and exit strategy
- Originating lender and their track record
- Draw schedule and budget for construction loans
Direct loans vs. a debt fund
| Feature | Debt fund | Lender Capital |
|---|---|---|
| Choose each loan | No | Yes |
| See the full file | Rarely | Always |
| Fees to you | 1–2% + carry | None |
| Who holds the loan | The fund | You |
What capital partners ask us.
Something else? hello@lendercapital.co
No. We don't pool capital and we don't manage money. You review individual loans and fund the ones you choose, in full, directly.
Nothing. Lender Capital is paid a placement fee by the originating lender at closing. Capital partners pay no management fee, carry or spread.
No. Every loan is funded whole by a single capital partner. That keeps ownership, control and servicing decisions simple.
No. You see matched loans and choose which ones to fund. Pass on as many as you like.
Institutional capital (hedge funds, credit funds, family offices) and accredited private investors who fund business-purpose real estate loans. Every partner is reviewed before seeing loans.
See the loans that fit your criteria.
Access is by review. Tell us what you fund and we'll be in touch.