For private lenders

Say yes to everygood loan.

Your balance sheet shouldn't decide which deals you close. Send us the loans you can't fund yourself, and we'll place them with capital partners who fund the whole loan.

  • No upfront fees
  • Keep your borrower
  • Whole-loan funding

LOAN FILE · LC-0142

Example

Harbor Street Mixed-Use

Submitted by a vetted private lender

Loan type
Bridge · 1st lien
Collateral
Mixed-use, 4 units
Loan amount
$1,850,000
Loan-to-value
65%
Term
12 months

Submitted

Reviewed

Matched

Funded

Loan file received

Appraisal, title, borrower and terms

BridgeFix & flipGround-up constructionDSCR rentalFirst-lien onlyWhole loans onlyBridgeFix & flipGround-up constructionDSCR rentalFirst-lien onlyWhole loans only
Why lenders use us

More closings, same team.

Fund past your balance sheet

When your capital is tied up, send the loan to us instead of turning the borrower away.

Keep your borrower

You originate in your name and own the relationship. We work behind you, never around you.

One submission, the right partners

We send your loan only to capital partners whose criteria it fits. No shopping it to fifty investors.

Pay only when it funds

No subscription, no upfront fee. Our placement fee comes out of the origination points at closing.

Watch the explainer

You found the deal.Now find the money.

How it works

From application to funded loan.

  1. 01

    Apply once

    Tell us about your lending business, track record and the loans you originate. We review every lender before they can submit.

  2. 02

    Submit a loan

    Upload the file: appraisal, borrower, title and terms. The more complete the file, the faster it moves.

  3. 03

    We match it

    We review the loan, package it and send it to the capital partners it fits.

  4. 04

    It funds at closing

    A capital partner commits and funds the whole loan. You close with your borrower as usual.

What we place

Loans we can fund today.

What we look for in a loan

  • First-lien position
  • Business-purpose real estate (no consumer or owner-occupied loans)
  • Bridge, fix & flip, ground-up construction and DSCR rental
  • Complete file: appraisal, title, borrower and terms

How we get paid

A placement fee, paid at closing out of the origination points on the loan we placed. If the loan doesn't fund, you owe nothing.

Origination points at closingEXAMPLE
Your points
Placement fee

The exact split is agreed with you before we place your first loan.

Upfront

$0

When it funds

Share of points

FAQ

What lenders ask us.

Something else? hello@lendercapital.co

Nothing unless a loan funds. When it does, we are paid a placement fee at closing out of the origination points on that loan. The exact split is agreed with you before we place your first loan.

You originate the loan and stay the borrower's point of contact. How the capital partner is disclosed follows the loan documents and applicable law.

No. Every loan is funded whole by one capital partner. You won't be piecing together five investors to close one deal.

First-lien, business-purpose real estate loans: bridge, fix & flip, ground-up construction and DSCR rental. We do not place consumer or owner-occupied loans.

A real origination track record, sound underwriting, the licenses your states require, and complete loan files.

Have a loan you can't fund?

Apply once. Every lender is reviewed before submitting loans.